Ways to Give
Giving At Any Age
Make an impact today while enjoying tax benefits! Support ALL through your IRA and make it happen.
Support Autism Life and Living Through Your IRA
You can make a lasting impact at any age by naming Autism Life and Living as the beneficiary of your IRA. Whether it’s all or a percentage, the funds will pass to us tax-free after your lifetime. This simple process only requires you to contact your IRA administrator to request a change-of-beneficiary form or download the form from your provider’s website.
For Those 59½ or Older
If you’re 59½ or older, you have the opportunity to withdraw funds from your IRA without penalty and make a gift. Plus, if you itemize deductions, your gift may qualify for a charitable tax deduction.
A Unique Option for Those 70½ and Older
If you’re 70½ or older, you can give directly from your IRA to a qualified charity like Autism Life and Living. You can transfer up to $105,000 annually without incurring income taxes. This popular option, often called an IRA charitable rollover or qualified charitable distribution (QCD), is a tax-smart way to give.
Why Choose to Give Through Your IRA?
- Immediate Impact: Your gift will be put to work right away, allowing you to see the difference it makes.
- Fulfill Required Minimum Distributions (RMDs): If you’re required to take RMDs, a direct gift can satisfy all or part of this obligation.
- Tax Savings: Gifts made through your IRA are not counted as taxable income, making it an excellent option even if you don’t itemize deductions.
- Reduce Your Annual Income: Because the gift doesn’t count as income, it could lower your taxable income, potentially reducing Medicare premiums and the amount of Social Security subject to tax.
This is a meaningful and tax-efficient way to support Autism Life and Living while maximizing the impact of your generosity.
Frequently Asked Questions
No, you must have already reached age 70½ on the date you make the gift.
Yes, direct gifts to a qualified charity can only be made from an IRA. However, in some cases, you may be able to roll over assets from a pension, profit-sharing plan, thrift savings plan (TSP), 401(k), or 403(b) into an IRA. Once the rollover is complete, you can transfer funds directly from the IRA to Autism Life and Living. To find out if your plan allows a rollover to an IRA, consult your plan administrator.
Yes, definitely! Starting the year you turn 73, your gift can be used to fulfill all or part of your required minimum distribution (RMD).
No, you don’t need to donate your entire IRA. You can give any amount under this provision, up to $105,000 this year. If your IRA is worth more than $105,000, you can choose to transfer a portion of it to make a charitable gift.
To ensure your donation qualifies for this year, we must receive your gift by December 31. If your IRA offers check-writing capabilities, please note that the check must clear your account by December 31 to count toward your required minimum distribution for the year.
No, the law limits your total IRA gifts to $105,000 per year. For instance, you could give $52,500 to each organization or divide the amount in any way that totals $105,000 or less. Any amount exceeding $105,000 in a single year will be considered taxable income.
If your spouse (as defined by the IRS) is 70½ or older, they can also contribute up to $105,000 from their own IRA.
Yes! If you’re 70½ or older, you can now make a one-time qualified charitable distribution of up to $53,000 from your IRA (tax-free) to fund a life-income gift. Certain restrictions apply, so feel free to contact us for more information and a personalized, no-obligation illustration.
By giving up to $105,000 from your IRA this year, you can witness the impact of your generosity in real time. This allows you to begin building the legacy you want to leave while experiencing the joy of seeing your philanthropy make a difference. Additionally, you can use your IRA transfer to fulfill any outstanding pledges you’ve made, as long as the total does not exceed $105,000 for the year.
Tip: It’s essential to inform us of your gift, as most retirement plan administrators do not notify charities of beneficiary designations or ensure your intentions are carried out. By sharing your plans with us, we can work together to ensure your wishes are honored. Plus, we’d love the opportunity to thank you personally for your generosity.
Next Steps
- Contact [insert name] at or [email] to discuss using your IRA to support ALL.
- Seek the advice of your financial or legal advisor.
- To include ALL in your plans, please use our legal name and federal tax ID. Please let us know of your gift (many retirement providers assume no responsibility for letting nonprofits know of your intentions so your goals won’t be honored).
Legal name: Autism Life & Living, Inc.
Address: 326 E. Coronado Rd. # 205,
Phoenix, AZ 85004
Federal tax ID number: 87-1724709
Contact Us
Have questions that aren't answered here? We would be happy to speak with you and help answer any of your questions or other concerns.
Already included us in your estate plan? Let us know